Despite the fact that automobile liability insurance is mandatory in America, approximately 16% of all American drivers are uninsured. This ranges from approximately 28% of drivers in Mississippi to about 4.5% of drivers in Massachusetts. In Florida, a favourite Snowbird destination, approximately 24% of all drivers have no insurance!
The information we provide dealing with the individual States Minimum liability car insurance requirements, are courtesy of the Property Casualty Insurers Association of America, Insurance Information Institute; state departments of insurance and motor vehicles. It is important to note that each state is responsible for passing, changing and enforcing its car insurance laws. In addition they can be changed in some instances by way of regulation. All of which means if you are involved in a car accident it is important to check with a lawyer as soon as possible to understand what your rights and remedies are for any particular incident.